Posted on Thursday, 1st July 2010 by admin
My wife sent this link to me…if you like lab puppies I think I found a way to waste some time.
Tags: lab puppies, puppies, puppy
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Posted on Thursday, 24th June 2010 by admin
This is the content of an email I received from someone today…valid points!
Dear President Obama:
You are the thirteenth President under whom I have lived and unlike any of the others, you truly scare me.
You scare me because after months of exposure, I know nothing about you.
You scare me because I do not know how you paid for your expensive Ivy League education and your upscale lifestyle and housing with no
visible signs of support.
You scare me because you did not spend the formative years of youth growing up in America and culturally you are not an American.
You scare me because you have never run a company or met a payroll.
You scare me because you have never had military experience, thus don’t understand it at its core.
You scare me because you lack humility and ‘class’, always blaming others.
You scare me because for over half your life you have aligned yourself with radical extremists who hate America and you refuse to publicly denounce these radicals who wish to see America fail..
You scare me because you are a cheerleader for the ‘blame America ‘ crowd and deliver this message abroad.
You scare me because you want to change America to a European style country where the government sector dominates instead of the private sector.
You scare me because you want to replace our health care system with a government controlled one.
You scare me because you prefer ‘wind mills’ to responsibly capitalizing on our own vast oil, coal and shale reserves.
You scare me because you want to kill the American capitalist goose that lays the golden egg which provides the highest standard of living in the world.
You scare me because you have begun to use extortion’ tactics against certain banks and corporations.
You scare me because your own political party shrinks from challenging you on your wild and irresponsible spending proposals.
You scare me because you will not openly listen to or even consider opposing points of view from intelligent people.
You scare me because you falsely believe that you are both omnipotent and omniscient.
You scare me because the media gives you a free pass on everything you do.
You scare me because you demonize and want to silence the Limbaugh’s, Hannitys, O’Reillys and Becks who offer opposing, conservative points of view.
You scare me because you prefer controlling over governing.
Finally, you scare me because if you serve a second term I will probably not feel safe in writing a similar letter in 8 years.
Lou Pritchett
*
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This letter was sent to the NY Times but they never acknowledged it.
Tags: obama. lou pritchett
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Posted on Thursday, 24th June 2010 by admin
It looks like the mainstream media received their talking points….what a brilliant move.
Tags: general mccrystal, media talking points, obama
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Posted on Friday, 11th June 2010 by admin
THis is just to funny
Tags: bill gates, microsoft, steve ballmer
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Posted on Tuesday, 8th June 2010 by admin
Tags: bp, live feed, obama, oil leak
Posted in Current Events | Comments (0)
Posted on Tuesday, 8th June 2010 by admin
Sent to me by a friend….makes the problem a little easier to understand.
Understanding Derivatives
Heidi is the proprietor of a bar in Detroit . She realizes that virtually all of her customers are unemployed alcoholics and, as such, can no longer afford to patronize her bar. To solve this problem, she comes up with a new marketing plan that allows her customers to drink now, but pay later.
Heidi keeps track of the drinks consumed on a ledger (thereby granting the customers’ loans). Word gets around about Heidi’s “drink now, pay later” marketing strategy and, as a result, increasing numbers of customers flood into Heidi’s bar. Soon she has the largest sales volume for any bar in Detroit .
By providing her customers freedom from immediate payment demands, Heidi gets no resistance when, at regular intervals, she substantially increases her prices for wine and beer, the most consumed beverages. Consequently, Heidi’s gross sales volume increases massively.
A young and dynamic vice-president at the local bank recognizes that these customer debts constitute valuable future assets and increases Heidi’s borrowing limit. He sees no reason for any undue concern, since he has the debts of the unemployed alcoholics as collateral.
At the bank’s corporate headquarters, expert traders figure a way to make huge commissions, and transform these customer loans into DRINKBONDS, ALKIBONDS and PUKEBONDS. These securities then are bundled and traded on international securities markets.
Naive investors don’t really understand that the securities being sold to them as AAA secured bonds really are debts of unemployed alcoholics. Nevertheless, the bond prices continuously climb, and the securities soon become the hottest-selling items for some of the nation’s leading brokerage houses.
One day, even though the bond prices still are climbing, a risk manager at the original local bank decides that the time has come to demand payment on the debts incurred by the drinkers at Heidi’s bar. He so informs Heidi.
Heidi then demands payment from her alcoholic patrons, but being unemployed alcoholics they cannot pay back their drinking debts. Since Heidi cannot fulfill her loan obligations she is forced into bankruptcy. The bar closes and Heidi’s 11 employees lose their jobs.
Overnight, DRINKBONDS, ALKIBONDS and PUKEBONDS prices drop by 90%. The collapsed bond asset value destroys the bank’s liquidity and prevents it from issuing new loans, thus freezing credit and economic activity in the community.The suppliers of Heidi’s bar had granted her generous payment extensions and had invested their firms’ pension funds in the various BOND securities. They find they are now faced with having to write off her bad debt and with losing over 90% of the presumed value of the bonds. Her wine supplier also claims bankruptcy, closing the doors on a family business that had endured for three generations, her beer supplier is taken over by a competitor, who immediately closes the local plant and lays off 150 workers.
Fortunately though, the bank, the brokerage houses and their respective executives are saved and bailed out by a multibillion dollar no-strings attached cash infusion from their cronies in government. The funds required for this bailout are obtained by new taxes levied on employed, middle-class, non-drinkers who have never been in Heidi’s bar.
Sound familiar?
Tags: derivatives, housing bubble
Posted in Finances | Comments (1)
Posted on Friday, 28th May 2010 by admin
This was sent to me by a friend. A quick search on You-Tube shows many of these videos. This is very dangerous so I thought I would pass it on….stay safe this holiday weekend.
The below-quoted e-mail was a warning sent out by Washtenaw County Sheriff’s Deputy Keith Mansell in April 2010 after he discovered two Drano (or “works”) bombs left in the yards of residents of York Township, Michigan. As shown in the video below, these concoctions of Drano brand drain cleaner (i.e., sodium hydroxide), water, and aluminum foil in plastic bottles can indeed produce quite dangerous explosions:
Good morning to you all. I want to make you aware of a recent incident that occurred this morning in York Twp. This type of incident directly affects your safety as well as your children’s safety. This morning, at approximately 8:00 am, I was dispatched to an address, on Bemis Rd near the Saline City Limits, for an unexploded pop bottle bomb. When I arrived, I noticed a 20 ounce pop bottle, on the ground, in the callers front yard. After I inspected it closer, I determined that it was in fact a “Works” Bomb. I was able to clear the device away from the house and once I moved it, it detonated itself within 30 seconds. After leaving that house, I checked other yards in the area during my patrols. I located a second one, just a few doors down from the first one. As I took care of the disposal/detonation, the homeowner came out and asked me what it was. When I showed her what it was, she immediately told me that she saw the bottle and that she had planned on picking it up when she got her morning paper. Like the first one, once I moved it, it detonated in short order. There was a high probability that this would have detonated in her hand/face while she carried it to the trash.
A “Works” Bomb is Drain-o and Tin Foil, mixed together inside of a bottle. The chemical reaction between the Drain-o and the Tin Foil makes a volatile build up of gases and subsequently detonates the bottle with a great amount of force. Once the detonation occurs, the chemical substance that is in the bottle is actually boiling liquid.
The amount of force that is generated at the time of the explosion is enough to severe fingers and also deliver 2nd and 3rd degree chemical burns to the victim. The chemicals can possibly cause blindness and the toxic fumes can be harmful.
**SAFETY**SAFETY**SAFETY***……….When you are out and about in your yards, please be mindful of these devices. If your picking up your morning paper, or mowing your grass, or if you let your children out to play; whatever your activities are, please use the following precautions.
1) If you find a soda bottle or any other bottles, examine it carefully before you touch it or get near it. If it shows signs of swelling, or
melting in any way, DO NOT TOUCH IT! Call 911 and let us respond to take care of it.
2) If you find a soda bottle that has any liquid in it, DO NOT TOUCH IT! Call 911 and let us respond to check it / dispose of it.
Both bombs this morning appeared to be slightly swollen, with a dark colored liquid, inside of it. This liquid could have easily been mistaken for left over soda.
I know that calling 911 for a soda bottle may sound silly or like a misuse of your Police protection but trust me, it is not. You do not want one of these devices detonating in your hand or your children’s hands or in your pets face. We are here to incur the danger for you so that you are and your loved ones are not harmed. So please check your yard thoroughly before letting your children out to play and be mindful before you just deem that soda bottle as garbage and pick it up.
In closing, please educate your children on the dangers and consequences of making these devices. It has become popular with the youth in the past few years, to do this as a prank, but there have been some changes to the law. Not only could it be deadly to the maker or the victim, but making one these devices is called, “Possession of a Substance with Explosive Capabilities”. If it causes no damage, its a <>15 year</> Felony. If it causes damage, its a <>20 year</> Felony. If it causes physical injury, its a <>25 year</> Felony. If it causes serious injury, the penalty can be “Up to life”, and if it causes death, its Mandatory Life without the possibility of Parole. These are statutory guidelines only. These penalties are what could be
imposed but it does not necessarily mean that these penalties would be imposed.
If you have any questions or concerns, please do not hesitate to call me or send me an email. Please be safe and have a great day.
Tags: bottle bomb, dran-o bomb, drano bomb
Posted in Current Events | Comments (4)
Posted on Saturday, 22nd May 2010 by admin
Dear President Obama:
I am planning to move to Mexico and would like to ask for your help with for a few favors from Mexico’s President Calderon.
I’m going to walk across the border from the Arizona into Northern Mexico. My plan is to skip the visas, passports, immigration quotas, laws and all the legal stuff with the hope that they handle those things the same way you do here.
Would you please make the following arrangements with your new friend President Calderon:
1. Be sure to arrange free medical care for me and my entire family.
2. Provide English-speaking government bureaucrats for all of the services I might need, whether I use them or not.
3. Have all government forms I may need printed in English.
4. Arrange for my kids to be taught by English-speaking teachers in public schools.
5. Be sure the public schools include classes on American culture and history.
6. Be sure that my kids see the American flag flying on the top of the flag pole at their school.
7. Arrange for my kids to have both breakfast and lunch provided for them at school.
8. Make sure I can get a local Mexican driver’s license so I can vote and get easy access to government services.
9. Be prepared to write off billions in un-billable costs for people like me who do not plan to have any car insurance either, and won’t make any effort to learn local traffic laws etc.
10. Make sure that all police cars have at least one English as a first language officer on board.
11. Because I plan to fly the U.S. flag from my house top, put flag decals on my car, and have a gigantic celebration on July 4th, please be sure I do not hear any complaints or negative comments from the locals. In fact no Mexican kids should wear Mexican flags on their clothing on the 4th of July, in our honor, at public schools or we will not be able to rule out violence.
12. As I plan to pay no taxes, be sure they don’t enforce any labor laws or tax laws.
13. Please tell all the people in the country to be extremely nice and never say a critical word about me or any member of my family, or about the strain we may place on the economy.
This should be a simple request as you already do all these things for all the people who come to the U.S. from Mexico. I am sure that President Calderon won’t mind returning the favor.
Thank you so much for your kind help.
Tags: mexico, obama
Posted in Current Events | Comments (1)
Posted on Thursday, 20th May 2010 by admin
This has been a pretty interesting week so far…
Obama’s inner circle continue to criticizeArizona’s illegal immigrant law, without ever reading it. Obama has a state dinner, honoring the Mexican President Felipe Calderon. The Mexican President receives a standing ovation from the Democrats for criticizing Arizona’s immigration crackdown. World markets tumble, we have the largest unemployment spike in 3 months, we bailout a bank with ties to Obama and he’s also quite about the oil spill and BP.
We’re bailing out state pension funds and are spending more than we bring in. A Democratic Senate Candiate openly lies for years about his service and Vietnam – “When we returned from Vietnam, I remember the taunts, the verbal and even physical abuse we encountered” – and says it was just a few misplaced words. Woody Allen wants Obama to be a dictator…for a few years and Obama signs the press freedom act and then refuses to ask questions.
Misses Obama knows where there’s someone that’s breaking a federal law and won’t do anything about it, Obamas aunt wins political asylum and can continue to live in public housing. Oh yeah, and Rachel Maddow pulls a Chris Matthews. I think they do that so MSNBC gets some viewers.
Man, it’s only Thursday!
Tags: bp, democrats, MSNBC, napolitano, obama, rachel maddow, Richard Blumenthal, vietnam
Posted in Current Events | Comments (0)
Posted on Friday, 14th May 2010 by admin
Technology is allowing many things to become easier and more efficient. It is giving us immediate information at our fingertips and allowing us to interact with businesses in new ways.
Banking Apps: The New World of Technology
The world of banking is very complex. The ability to effectively prescreen customers, lend the right amount of money, make good financial choices and continually modify and hone customer acquisition strategies are all important for the life of a bank. Banks will need to enhance all their service offerings with the latest technology in order to better serve their customers.
We’ve all been bombarded with the apps. From the newest phones to the most exciting new computers and handheld devices, it is now easier than ever to have banking at our fingertips. We can pay our bills, transfer money, check the balance of our accounts and manager our budgets all with the click of a button and a handy app to help us do the job. With the way that technology is advancing, it is only a matter of time before we can do even more. Will we be able to apply for small business loans via our apps or perhaps apply for a credit card?
Banks are going to need to stay on top of the latest technology in order to keep their best foot forward and to keep their customers happy. In this ever-growing age of technology, customers are looking to online first when making many of their choices. For example, a consumer may not choose a company if they don’t have a website that is up to date or if they don’t have a website at all. Customers look to the internet for information so they can make quick decisions.
Apps and similar technology open up a lot of choices when it comes to banking. Is there a way that apps could be tied into your banking information so that you could receive offers electronically when you are approved for a credit card or a specific line of credit or loan? Perhaps it is possible for banks to offer information via apps that is helpful to customers – such as money management tips or budging rules. They could even translate this into podcasts. Perhaps you have an hour session on the importance of building up a savings account or paying off debt.
With these new technological advances also comes the problem with security. More prudence is going to be necessary in order to ensure that customer’s information is protected. As more technology becomes tied together and while more personal data is accessed, it becomes essential to change passwords often and to make sure that security is top notch at the bank or financial institution.
It is unbelievable to look banckon where we were 10 years ago with banking and consider now how many more things we do online. Think back to when you wrote checks for all your bills or all your shopping purchases. Now, we are tied to our computers. They have helped us in many ways to become more efficient and continue to allow us the opportunity to have a lot of information at our fingertips. Banks will need to utilize the newest technology in order to keep customers happy.
With the growing amount of handheld devices making their way into homes, it is only logical that banks work on ways to have a presence. Go where the people are so that you can reach them and communicate with them in ways that will be effective in maintaining and building business relationships.
About the Author: Rebecca Beckett is a freelance writer for Innuity. If you would like more information about Prescreen or Customer Acquisition go to Zoot Enterprises
Tags: Customer Acquisition, innuity, prescreen, zoot enterprises
Posted in Finances | Comments (1)
